Archive for the ‘Personal Finance’ Category

7 Steps To Identity Fraud Protection

Thursday, July 17th, 2008
by Paul Wilcox

Destroy all documents that contain personal information. Thieves still gather personal information used identity theft from the trash so be sure to shred everything you throw away that contains any personal information about you. This includes credit card statements, bank statements, etc.... Read more

Teach Your Children Good Money Habits - Control Their Spending

Saturday, July 12th, 2008
by William Blake

Today’s modern culture seems to always want instant gratification. The Internet provides any information we want whenever we want it. And microwaves allow us to prepare entire meals in just a few short seconds. As a result of such cultural influence, children want everything; now. You can help your children to be more patient about money by controlling how much they spend.... Read more

Get A Prepaid Credit Cards For Your Kids Kids are getting more independent. Parents then have to be more aware of what their kids are doing. Such includes who they hang around with and how they spend their money. Money usually sparks heated conversation between the kids and their parents. The kids will want complete freedom on how they spend their money and their parents want to be sure that they do not anyhow spend their money. A great way to educate their kid is through prepaid credit cards. Many of us adults think of credit cards are carried by working and well paid adults. This card is actually different and it caters to teen very well. The cards are prepaid and there is a limit for the spending. The card can be use as monthly allowance tool. Most of these cards are Visa or Mastercards and are therefore widely accepted. The main benefit of such card is that it helps the kid to plan their budget. Since the card has a maximum limit, the kid will very quickly learn to control their spending. Kid with such card tend to be more frugal with their money. These cards are not going to build the kid’s credit history but it is a good introduction to personal finance. There is not credit rating so there is no worry that the credit standings will be destroyed. The card teaches personal financial value.

Friday, July 11th, 2008
by Mei Wertz

A Prepaid Credit Cards For Your Kids... Read more

7 Tips For Saving Money

Saturday, July 5th, 2008
by William Blake

We all could use some help when it comes to saving money. That odd trip to the store for a sweater that results in a new wardrobe, or a trip to buy a new phone and we walk out with a phone, an answering machine, and a digital camera. These things happen, but adopting some frugal spending tips can make saving instead of impulse spending the norm.... Read more

Why Do You Need To Eat Out Every Day?

Saturday, July 5th, 2008
by William Blake

Eating out with friends and workmates can be truly enjoyable, but is it really necessary? How is it affecting your budget? Is it because of peer pressure? This should be taken seriously, since eating out can become a large monthly expense.... Read more

5 Ways Kids Can Make Their Own Money

Saturday, July 5th, 2008
by William Blake

Kids tend to be good little businessmen, willing to do whatever they can to make some money. The five tips in this article will help you impress upon your children the value of the money they earn.... Read more

Your FICO Score - New Parameters

Saturday, June 28th, 2008
by Hal James

When it comes to personal finances, your credit history plays a huge role. If you want to apply for a mortgage, for instance, your FICO credit score is going to be on of the big factors considered by lenders when it comes to approving or rejecting your application.... Read more

Errors Errors Erros - Checking Your Credit Report

Friday, June 27th, 2008
by Eric Jilson

Most people are aware that they can obtain a copy of their credit report for free - or for a minimal charge - from credit-reporting agencies like Experian and Equifax. However, many have no idea what’s on their credit report, how to read it, or how to correct erroneous information. This article reviews six items that appear on your credit report, and shows you how to fix any errors you may find.... Read more